IMPORTANT NOTICE- CORONAVIRUS

A message to our clients:

In light of the current climate and the uncertainty surrounding COVID-19 we wanted to reassure all our clients that we are committed to following the Government guidelines and advice from the World Health Organistation as we get it.

Currently we can continue to operate our business as usual across all the services that we offer our clients, both current and prospective. We will be monitoring this and will be adapting to the situation as it presents itself in the coming months.

Current advice is to limit direct contact with clients which means that we request that you do not attend our offices unless it is essential and agreed in advance by one of our directors.

We request that to help enable us to fight the spread of the virus all communication is by email, telephone or post until further notice. The health of our clients and our staff is of the highest importance to us so we hope that you can respect our request.

Our family and wills/probate solicitors will continue to offer initial advice for up to one hour (as advertised on this website) but by telephone only. Please call us if you would like to speak to one of our experts. If you have a case in court please telephone us so we can discuss representation.

We appreciate your patience, support and understanding. Stay safe and thank you for your co-operation.

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Battrick Clark Solicitors of Bristol offer all the help and legal advice you need if you’re looking to change your present mortgage – at a reasonable and competitive rate.

  • Battrick Clark offer a fixed fee to complete the legal side of the transaction
  • We work with a wide range of lenders
  • We help you achieve a successful remortgage

What is remortgaging?

A remortgage involves creating a new charge on a property and discharging any existing charge. This is perhaps the simplest legal definition of remortgaging. But how does it work in practice, and what are the reasons for it?

Remortgaging your home essentially involves switching from one mortgage to another. This may mean moving to a new mortgage offered by the same lender, or to one offered by a different lender.

Common reasons for wanting to remortgage include:

  • Reducing the rate of repayments to a more affordable level when funds are tight
  • Benefiting from a lower interest rate offer
  • Putting down a lump sum repayment that reduces the total burden of outstanding financial obligations.

Whatever your remortgage involves, your building society, bank or other lender needs a solicitor to act on its behalf, in order to ensure that its legal position is protected. We will act as mortgage solicitors on behalf of your lender as well as acting for you.

We quote a fixed fee up front.

Questions and answers

How long does it take?

It depends on how quickly the lender or building society can proceed and whether there are any title or other issues with the property.

What do you need from me?

We need:

  • Specific instructions
  • Means of identification (to comply with money laundering regulations) – passport, driving licence, etc.

Are you looking for legal advice?